my mom and i are taking dave ramsey's financial peace university course together. it's been quite interesting. it's not exactly what i thought it would be. i didn't realize it dealt so heavily with getting out of debt. that doesn't really apply to me since i am paying cash for school and really trying to not take out any student loans.
but some parts of his program are really interesting. the last lesson talked about insurance. what kind of insurance you should have, how to keep your premiums down, that sort of thing. that's when it kind of hit me. man, it takes a lot of work to grow up!
right now, since i'm in college, i'm still on my parent's insurance. but i know in a couple of years i'll need to get on my own plan, hopefully through either my job or the military (through keat, if we're married by that time). there's a lot of stuff you have to take care of when you're getting married or getting out from under your parent's provision! life and health insurance is only the beginning. you also need to prepare a will; take account of any possessions you have in case of robbery, fire, etc.; get car insurance; change your address on everything; tons of stuff! whew, no wonder here in America it takes us 20 years to prepare to go out on our own. the paperwork alone is crazy!!!
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